Język Polski
English
Jurisprudence in cases of “franking” loans - Problems and challenges in the opinions of lawyers and economists associated with the financial sector
Abstract
The study concerns the consequences of the mass granting of housing loans to households in Swiss francs by banks in Poland in the first decade of the 21st century and the prospects for an amicable settlement of disputes between borrowers and banks. The issues discussed in the study, such as: the crisis of Swiss franc loans - causes, consequences and culprits, selected aspects of consumer protection in national and EU law, criticism of court judgments on Swiss franc loans, as well as the prospects for an amicable settlement of disputes and relief for courts, result from statements by lawyers and economists during the conference entitled “Legal and economic aspects of case law in Swiss franc loans”. Because banks have not used the previous opportunities to independently settle disputes with borrowers, in the current situation it becomes necessary to involve the State and introduce statutory solutions in this area.
Keywords:
Swiss franc loans, banking sector, mortgages, CJEUJEL Codes
G21, G28, E20Most read articles by the same author(s)
- Ewa Kulińska-Sadłocha, Monika Marcinkowska, Jan Szambelańczyk, The impact of pandemic risk on the activity of banks based on the Polish banking sector in the face of COVID-19 , Safe Bank: Vol. 79 No. 2 (2020)
- Ewa Kulińska-Sadłocha, Prudential regulations and supervisory activities related to ESG risks - problems and challenges in the opinion of representatives of banks and links in the safety net , Safe Bank: Vol. 88 No. 3 (2022)
- Ewa Kulińska-Sadłocha, Towards a new business model of cooperative banks , Safe Bank: Vol. 77 No. 4 (2019)
- Ewa Kulińska-Sadłocha, Cooperative Banking Business Challenges in Rising Competition on Financial Markets. Afterthoughts from the Cooperative Banking Leaders Forum 2018 , Safe Bank: Vol. 72 No. 3 (2018)
- Ewa Kulińska-Sadłocha, A word from the Editor , Safe Bank: Vol. 93 No. 4 (2023)
- Ewa Kulińska-Sadłocha, Global consultations of the UNEP FI Principles for Responsible Banking project – opinion by the Polish banking market experts , Safe Bank: Vol. 75 No. 2 (2019)
- Ewa Kulińska-Sadłocha, Key problems of the financial sector in the debates of the 10th Congress of Polish Economists , Safe Bank: Vol. 78 No. 1 (2020)
- Ewa Kulińska-Sadłocha, A word from the Editor , Safe Bank: Vol. 72 No. 3 (2018)
- Ewa, Olga Domakur, Białoruski system bankowy. Od systemu centralnie administrowanego do stabilnego systemu quasi-rynkowego , Safe Bank: Vol. 43 No. 1 (2011): Bezpieczny Bank
Details
References
Statistics
Authors
Citation rules
Licence
This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.