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Jurisprudence in cases of “franking” loans - Problems and challenges in the opinions of lawyers and economists associated with the financial sector
https://doi.org/10.26354/bb.5.3.96.2024
Abstract
The study concerns the consequences of the mass granting of housing loans to households in Swiss francs by banks in Poland in the first decade of the 21st century and the prospects for an amicable settlement of disputes between borrowers and banks. The issues discussed in the study, such as: the crisis of Swiss franc loans - causes, consequences and culprits, selected aspects of consumer protection in national and EU law, criticism of court judgments on Swiss franc loans, as well as the prospects for an amicable settlement of disputes and relief for courts, result from statements by lawyers and economists during the conference entitled “Legal and economic aspects of case law in Swiss franc loans”. Because banks have not used the previous opportunities to independently settle disputes with borrowers, in the current situation it becomes necessary to involve the State and introduce statutory solutions in this area.
Keywords:
Swiss franc loans , banking sector , mortgages , CJEUJEL Codes
G21, G28, E20Download files
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Vol. 96 No. 3 (2024)
Published: 2024-12-22
10.26354
This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.