Rentowność banków w Polsce w okresie globalnego  kryzysu finansowego i kryzysu zadłużenia w strefie euro

Małgorzata Pawłowska

Published : 2017-08-30

Vol. 67 No. 2 (2017)

Profitability of banks in Poland during the Global Financial Crisis and Eurozone Debt Crisis

Małgorzata Pawłowska

Abstract

The aim of this study is to find response to the question whether there were differences of the determinants of profitability between banks dependent on foreign and domestic investors in Poland during the Global Financial Crisis and Eurozone Debt Crisis. The results of the analyses showed differences of determinants of the performance between banks dependent on foreign and domestic investors. Amongst the differences in microeconomic variables, the study found that, on the one hand, the amount of capital and foreign currency loans were negatively correlated with the profitability of domestic banks. On the other hand, this paper found a positive correlation between the share of loans in total assets and the profitability of banks with a majority share of domestic investors. Large banks dependent on foreign investors were more profitable than small banks.

Keywords:

bank profitability, foreign banks, domestic banks, financial crisis

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Pawłowska, M. (2017). Profitability of banks in Poland during the Global Financial Crisis and Eurozone Debt Crisis. Safe Bank, 67(2), 75–96. Retrieved from https://ojs.bfg.pl/index.php/bb/article/view/255

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