Język Polski
English
Synthetic assessment of risk management in the Polish banking sector in the light of survey research
Stanisław Kasiewicz
https://orcid.org/0000-0003-3758-5033Jacek Woźniak
https://orcid.org/0000-0001-7592-0109Abstract
This article refers to the result of an empirical study of the banking sector in Poland con- ducted between March and April 2023 (Kasiewicz, Woźniak 2024). The main objective of the study was to indicate how banks in Poland approach the development of the risk mana- gement system in the conditions of digitization of processes and to assess these activities in the perspective of 2035. The study used the CAWI (Computer-Assisted Web Interview) survey technique and the technique of statistical analysis of quantitative data. The article presents answers given only by bank representatives (N=127). The study verifies the hypothesis: Banks will manage to modernize the risk management system to the state of its evolution in 2035. In relation to the monograph, a different approach was made to the interpretation and commentary of the results obtained. The general conclusion that comes to mind from the survey is that banks are still well advanced in solving current problems and quite far from a decisive transition to the implementation of a new risk management paradigm.
Keywords:
digital bank, banking sector, risk management, objectives, functions and stages of risk managementJEL Codes
G32, O33Most read articles by the same author(s)
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