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25 years of Bank Guarantee Fund’s Activity in Poland
Abstract
The aim of the article is an analysis of normative changes and a description of the Bank Guarantee Fund’s (BGF) activity in Poland in the years 1995-2020. The analyses are based on normative acts and BGF’s documentation, including in particular annual reports of the given years under scrutiny. Qualitative assessment of the activities of the Fund and its bodies is based in substantial part on the author’s participant observation as a member of the Fund’s Council and consultations with former members of the Fund’s Management Board. The article finishes with formulating 15 qualities, or tendencies, of the BGF’s activity over the past 25 years.
Keywords:
Polish Bank Guarantee Fund, legal regulations, deposit guarantee scheem, deposit insurance systems (DIS), financial assistance for banks and credit cooperatives, resolutionJEL Codes
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