Amerykański sposób restrukturyzacji banków – doświadczenia Federal Deposit Insurance Corporation (FDIC)

Beata Zdanowicz

Published: 2024-02-19

Vol. 54 No. 1 (2014)

The US approach to bank restructuring – the Federal Deposit Insurance Corporation (FDIC) experience

Beata Zdanowicz

Abstract

In the paper the author analyzes the functioning of the Federal Deposit Insurance Corporation – the deposit guarantee schemes operating in the financial sector of the USA. This institution, established in 1933, has always operated according to the risk minimizer formula. Acting as the deposit insurer, supervisory institution, resolution authority and receiver of failing banks, the FDIC possesses considerable experience. Such experience can be helpful for regulators from other countries building their deposit guarantee schemes or establishing comprehensive resolution frameworks.

Keywords:

deposit guarantee scheme , resolution , crisis management , financial crisis

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Zdanowicz , B. (2024). The US approach to bank restructuring – the Federal Deposit Insurance Corporation (FDIC) experience. Safe Bank, 54(1), 7–31. Retrieved from https://ojs.bfg.pl/index.php/bb/article/view/381

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This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.

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