Wpływ standardu EMV na nielegalne działania z wykorzystaniem kart płatniczych w kontekście przestępstwa skimmingu

Paweł Opitek

Published : 2023-11-21

Vol. 62 No. 1 (2016)

The impact of the EMV standard on illicit payment card operations in context of the crime of skimming

Paweł Opitek

Abstract

The present article discusses the issue of credit card operation on the market, taking into account transactions performed with the usage of “plastic money”. The crucial aspect here is the crime of “skimming” and its influence on the technical, organisational and legal changes made in the institution of the credit card. The term EMV is strictly connected with this issue as a global standard of payment service with the use of microprocessor cards. It significantly contributed to the changes in the crime map in the field discussed, in particular, to the migration of card frauds from one geographical area to another

Keywords:

credit card, skimming, fraud, EMV, magnetic snip, magnetic strip, microprocessor, bank, ATM, PIN, payment transaction, safety

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Opitek, P. (2023). The impact of the EMV standard on illicit payment card operations in context of the crime of skimming. Safe Bank, 62(1), 135–148. Retrieved from https://ojs.bfg.pl/index.php/bb/article/view/311

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This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.

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