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Safe Bank

Published: 2017-12-15

The determinants of saving deposits values in the Euro zone countries

Katarzyna Kochaniak
Section: Problems and Opinions
https://doi.org/10.26354/bb.8.3.68.2017

Abstract

The paper presents the results of the study on the impact of household’s financial well-being, activity on the financial market, socio-demographic characteristics, and risk attitude on the level of its saving deposits in the euro area. The regression analysis of the saving deposits formation is based on the Eurosystem HFCS data relating to 50,456 households residing in 14 euro area countries. The obtained results allowed to confirm the significant impact of selected variables related to the considered sets of household features, e.g. net wealth, on the analysed phenomenon in the group of countries. However, the heterogeneity of the member states resulted in the importance of their local conditions as well.

JEL Codes

household deposits, saving deposits, funding stability of credit institutions

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Citation rules

Kochaniak, K. (2017). The determinants of saving deposits values in the Euro zone countries. Safe Bank, 68(3), 127–154. https://doi.org/10.26354/bb.8.3.68.2017

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Vol. 68 No. 3 (2017)
Published: 2017-12-15


ISSN: 1429-2939
eISSN: 2544-7068
Ikona DOI 10.26354

Publisher
Bankowy Fundusz Gwarancyjny

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