Altunbas Y., P. Molyneux, J. Thornton, [1997], Big-bank mergers in Europe: An analysis of the cost implications. Economica 64 (254), s. 317–329.
Altunbas Y., E.P.M. Gardener, P. Molyneux, B. Moore, [2001], Efficiency in European banking. European Economic Review 45 (10), s. 1931–1955.
Amel D., C. Barnes, F. Panetta, C. Salleo, [2004], Consolidation and efficiency in the financial sector: A review of the international evidence, Journal of Banking & Finance 28 (2004), s. 2493–2519.
Avkiran N.K., [1999], Decomposing the Technical Efficiency of Trading Banks in the Deregulated Period 12th Australasian Finance and Banking Conference 16–17 December, The University of New South Wales, Sydney.
Avkiran N.K., [2000], Rising Productivity of Australian Trading Banks Under Deregulation 1986-1995, Journal of Economics and Finance ,Vol. 24, Nr. 2, Summer 2000, s. 122–140.
Begg D., S. Fischer, R. Dornbusch, [2000], Ekonomia mikroekonomia, PWN wyd. 2.
Berger A.N., D.B. Humphrey, [1994], Bank Scale Economies, Mergers, Concentration, and Efficiency: The U.S. Experience, WP 94-25 The Wharton Financial Institutions Center, s. 1–34.
Berger A.N., D.B. Humphrey, [1997], Efficiency of Financial Institutions: International Survey and Directions for Future Research European Journal of Operational Research 98 w publikacji Performance of Financial Institutions P.T. Harker, S.A. Zenios, s. 32–92.
Bhattacharyya A., C.A.K. Lovell, P. Sahay, [1997], The Impact of Liberalization on the Productive Efficiency of Indian Commercial Banks, European Journal of Operational Research 98, s. 332–345.
Brockett P.L., A. Charnes, W.W. Cooper, Z.M. Huang, D.B. Sun, [1997], Data Transformations in DEA Cone Ratio Envelopment Approaches for Monitoring Bank Performances, European Journal of Operational Research 98, s. 250–268.
Brown R., B. Brown , I. O’Connor, [1999], Efficiency, bond of association and exit patterns in credit unions: Australian evidence, Annals of Public and Cooperative Economics 70:1 1999, s. 5–23.
Charnes A., W.W. Cooper, Z.M. Huang, D.B. Sun, [1990], Polyhedral Cone-Ratio DEA Models with an Illustrative Application to Large Commercial Banks , Journal of Econometrics 46, s. 73–91.
Farrell M.J., [1957], The Measurement of Productive Efficieny, Journal of the Royal Statistical Society, Series A, General, 120, s. 253–281.
Fried H.O., C.A.K. Lovell, P.V. Eeckaut, [1993], Evaluating the performance of US credit unions, Journal of Banking & Finance, 1993, vol. 17, issue 2–3, s. 251–265.
Garden K.A., D.E. Ralston, [1999], The x-efficiency and allocative efficiency effects of credit union mergers, Journal of International Financial Markets, Institutions and Money 9, s. 285–301.
Jemrić I., B. Vujcić, [2002], Efficiency of Banks in Croatia: A DEA Approach, Working Papers Croatian National Bank: W– 7 February 2002, s. 1–19.
Lang G., P. Wetzel, [1999], Mergers Among German Cooperative Banks a Panel-based Stochastic Frontier Analysis; Small Business Economics, vol. 13, s. 273–286.
Leightner J.E., C.A.K. Lovell, [1998], The Impact of Financial Liberalization on the Performance of Thai Banks, Journal of Economics and Business 50, s. 115–131.
Miller S.M., A.G. Noulas, [1996] The Technical Efficiency of Large Bank Production, Journal of Banking and Finance 20, s. 495–509.
Milewski R., [1999], Podstawy ekonomii, PWN 1999.
Ralston D., A. Wright, K. Garden, [2001], Can mergers ensure the survival of credit unions in third millennium?, Journal of Banking & Finance 25, s. 2277–2304.
Rekowski M., [2001], Wprowadzenie do mikroekonomii, Poznań 2001.
Sealey C.W., J.T. Lindley [1977], Inputs, Outputs and a Theory of Production and Cost at Depository Financial Institutions, Journal of Finance, 32 (4), s. 1231–1266,
Schure P., R. Wagenvoort, [1999], Economies of Scale and Efficiency in European Banking: New Evidence, Economic and Financial Report 1999/01, European Investment Bank,(publikowany na stronie internetowej: www.eib.org/efs/pubs.htm,http://www.eib.org/Attachments/efs/efr99n01.pdf), s. 1–53.
Tulkens H., P.V. Eeckaut, [1995], Non-parametric efficiency, progress and regress measures for panel data: Methodological aspects, European Journal of Operational Research 80(1995), s. 474–499.
Yue P., [1992], Data Envelopment Analysis and Commercial Bank Performance: A Primer with Applications to Missouri Banks, Federal Reserve Bank of St. Louis Review 74, s. 31–45.
Wheelock D.C., P.W. Wilson, [1995], Evaluating the efficiency of commercial banks: Does our view of what banks do matter?, Review (Federal Reserve Bank of Saint Louis), Jul/Aug95, Vol. 77 Issue 4, s. 39–52.
Worthington A.C., [2000], Cost efficiency in Australian non-bank financial institutions: A non-parametric approach, Accounting and Finance 40 (2000), s. 75–97.
Wutz A., [2000], Einfluß der Modellierung auf die Effizienz der Bank – Produktionsund Intermediationsansatz im Vergleich, Beitrag Nr. 198, Volkswirtschäftliche
Diskussionsreihe, Institut für Volkswirtschäftslehre der Universität Augsburg, s. 1–23.
Inne źródła
Narodowy Bank Polski, Generalny Inspektorat Nadzoru Bankowego, Sytuacja finansowa banków w 1 kwartale 2005 r. Synteza; Sytuacja finansowa banków w 2004 Synteza; Sytuacja finansowa banków w 2003 Synteza.
Narodowy Bank Polski, Generalny Inspektorat Nadzoru Bankowego, INSTRUKCJA DO RAPORTU WSKAŹNIKÓW EKONOMICZNO-FINANSOWYCH BANKU NA TLE GRUPY RÓWIEŚNICZEJ, maj 2004 (publikowany na: www.nbp.pl/Publikacje/nadzor_bankowy/Instrukcje_RWEF/000_Wstep_2004.pdf).
Uchwała Nr 9/98 Komisji Nadzoru Bankowego, z dnia 5 sierpnia 1998 r.
Ustawa z 7 grudnia 2000 r. o funkcjonowaniu banków spółdzielczych, ich zrzeszaniu się i bankach zrzeszających – Dz.U. Nr 119, poz. 1252.