Język Polski
English
The US approach to bank restructuring – the Federal Deposit Insurance Corporation (FDIC) experience
Beata Zdanowicz
Abstract
In the paper the author analyzes the functioning of the Federal Deposit Insurance Corporation – the deposit guarantee schemes operating in the financial sector of the USA. This institution, established in 1933, has always operated according to the risk minimizer formula. Acting as the deposit insurer, supervisory institution, resolution authority and receiver of failing banks, the FDIC possesses considerable experience. Such experience can be helpful for regulators from other countries building their deposit guarantee schemes or establishing comprehensive resolution frameworks.
Keywords:
deposit guarantee scheme, resolution, crisis management, financial crisisMost read articles by the same author(s)
- Magdalena Kozińska, Jarosław Michalewicz, Beata Zdanowicz, In Search of Ways for Financing a Bank’s Liquidity in Resolution , Safe Bank: Vol. 82 No. 1 (2021)
- Beata Zdanowicz , The principal dilemmas and criteria of choice of the deposit guarantee systems’ formula in the light of theory and international experience , Safe Bank: Vol. 34 No. 1 (2007): Bezpieczny Bank
- Beata Zdanowicz , Foreign press review (October–December 2006) , Safe Bank: Vol. 33 No. 4 (2006): Bezpieczny Bank
- Beata Zdanowicz , Polish deposit insurance and assistance system in the light of European regulations (details of the discussion) , Safe Bank: Vol. 22 No. 1 (2004): Bezpieczny Bank
- Beata Zdanowicz , Foreign press review (September–November 2005) , Safe Bank: Vol. 29 No. 4 (2005): Bezpieczny Bank
- Beata Zdanowicz , Professor Władysław Baka – the academic, the reformer and the banker , Safe Bank: Vol. 63 No. 2 (2016)
- Beata Zdanowicz, Tomasz Obal, The diversification of banks activity (details of the discussion) , Safe Bank: Tom 6/7 Nr 1/2 (1999): Bezpieczny Bank
- Beata Zdanowicz, The future of Polish co-operative banks (details of the discussion) , Safe Bank: Tom 6/7 Nr 1/2 (1999): Bezpieczny Bank
- Beata Zdanowicz , The evolution of the BFG’s guarantee and financial assistance function in the light of its own and foreign experience (discussion details) , Safe Bank: Vol. 27 No. 2 (2005): Bezpieczny Bank
- Beata Zdanowicz , Foreign press review (December-March 2004) , Safe Bank: Vol. 22 No. 1 (2004): Bezpieczny Bank
Details
References
Statistics
Authors
Citation rules
Licence
This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.