Modele wyliczania składki depozytowej w systemach gwarantowania depozytów bankowych

Grzegorz  Radomski

Published : 2015-12-20

Vol. 61 No. 4 (2015)

Models of assessment of bank deposit insurance premiums

Grzegorz Radomski

Abstract

The paper describes the financing of reimbursement of guaranted deposits in deposit guarantee systems, in particular, issues related to models of calculating deposit premiums. The main objective of the research is an empirical evaluation of the merits of differentiating deposit guarantee premiums in the Polish banking sector, in the context of fairness and effectiveness of spreading the insurance payments. In the theoretical part, the models of calculating deposit premiums have been analyzed, including the risk-adjusted premiums. Also research has been carried out on the use of selected theoretical models of deposit premiums, which enables an assessment of which models take into account more precisely bank risk in Poland.

Keywords:

deposit insurance premium, deposit insurance system, deposit guarantee premium models

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Radomski, G. . (2015). Models of assessment of bank deposit insurance premiums. Safe Bank, 61(4), 160–179. Retrieved from https://ojs.bfg.pl/index.php/bb/article/view/321

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