Skip to main content

Safe Bank

Published: 2023-11-21

The infringement of the borrower’s personality rights as a result of a breach of the principles for personal data processing by bank

Mariusz Tomasz Kłoda

Abstract

The Supreme Court rightly pointed out in judgement, that dereliction by the bank immediate action leading to update in the Credit Information Bureau (BIK) data concerning the borrower’s unpaid (low) debt is contrary the principles forpersonal data processing  set out in the Personal Data Protection Act of 29 August 1997 (consolidated text Official Journal of the Republic of Poland of 2015 pos. 2135, as amended, hereinafter referred to as u.o.d.o.). The infringement (by bank) of the principles for personal data processing, set
out in the u.o.d.o., may lead to violations of a borrower’s dignity. This is because, members of modern consumer society perceive the access to the market of loan services as “the right of the prudent borrower” and illegal limitation or exclusion to this access as a matter of great importance.

Download files

Citation rules

Kłoda, M. T. (2023). The infringement of the borrower’s personality rights as a result of a breach of the principles for personal data processing by bank. Safe Bank, 63(2), 159–166. Retrieved from https://ojs.bfg.pl/index.php/bb/article/view/301

Domyślna okładka

Vol. 63 No. 2 (2016)
Published: 2016-06-19


ISSN: 1429-2939
eISSN: 2544-7068
Ikona DOI 10.26354

Publisher
Bankowy Fundusz Gwarancyjny

-->
This website uses cookies for proper operation, in order to use the portal fully you must accept cookies.