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Perception of Banks by High School Students – on the Basis of a Questionnaire Study
Maria M. Sadłocha
Abstract
The paper includes the comprehensive results of the survey research conducted among the Batory High School students in Warsaw, concerning students’ opinion and attitude towards banks. The analysis of the results considers financial preferences and activity of the participants, as well as their overall knowledge of banks and their functioning. The results, where possible, have been compared to the previous outcome of the nationwide research in this field (the group of people aged 15–24 or the socio-vocational group – students). Based on the analysis, the results achieved by the high school students in terms of their usage of banking services and their knowledge of bank functioning are significantly higher than the results achieved in the nationwide survey. The strong relationship between?personal usage of the banking services and better opinion on banks, as well as great influence of the closest environment (family, friends) on the overall opinion on banks have been confirmed. Respondents interpret the concept of bank safety very narrowly and they make bank shareholders responsible for deposit pay-out in the case of bankruptcy.
Keywords:
banking sector, high school students, financial behaviour of youth, confidence in banks, financial knowledgeDetails
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