Published : 2017-08-30

Usury – fiction or reality

Zbigniew Korzeb



Abstract

The aim of this article is presentation of the characteristics of anti-usury regulations in Poland, and diagnosis of the existing market conditions as far as consumer credits and loans are concerned. The article demonstrates that the existing regulations are effectively circumvented by loaning companies and banks, with use of their significant creativity in creating extra fees and commissions charged to customers. The practises used when granting credits and loans, analysed in the article, show how difficult it is to define and regulate the anty-usury rules and procedures.

Keywords:

banks, non-bank credit institutions, criminal law



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Korzeb, Z. . (2017). Usury – fiction or reality. Safe Bank, 67(2), 127–142. Retrieved from https://ojs.bfg.pl/index.php/bb/article/view/257

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