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Safe Bank

Published: 2019-03-29

European Deposit Insurance Scheme Creation

Czesław Lipiński
Section: Problems and Opinions
https://doi.org/10.26354/bb.2.1.74.2019

Abstract

The European Deposit Insurance Scheme (EDIS) is being constructed as one of three basic pillars of the banking union, designed in 2012 under a crisis situation in the euro zone to increase the financial system stability and to restore the general trust to banks, as well as to prevent contagion effects in a case of a future crisis enhancement. The article is aimed at giving an overview of the evolution of the EDIS idea, characterising the recent state of organization and pointing out some pros and cons of the discussed organisational variants. There is also undertaken an attempt to formulate the possible consequences, if BFG would become the EDIS member as the Polish deposit insurance institution.

JEL Codes

G29, G20, O16

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Citation rules

Lipiński, C. (2019). European Deposit Insurance Scheme Creation. Safe Bank, 74(1), 43–63. https://doi.org/10.26354/bb.2.1.74.2019

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Vol. 74 No. 1 (2019)
Published: 2019-03-19


ISSN: 1429-2939
eISSN: 2544-7068
Ikona DOI 10.26354

Publisher
Bankowy Fundusz Gwarancyjny

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