Biometria behawioralna i „tradycyjna” w mobilnych usługach bankowych – stan oraz przyszłe możliwości zastosowania

Piotr  Kałużny; Piotr Stolarski

doi:10.26354/bb.7.1.74.2019

Published : 2019-03-29

Vol. 74 No. 1 (2019)

Behavioral and traditional biometrics in mobile financial services – current state and future outlook

Piotr Kałużny

https://orcid.org/0000-0002-3153-9485

Piotr Stolarski

https://orcid.org/0000-0001-7076-2316

DOI: https://doi.org/10.26354/bb.7.1.74.2019

Abstract

The article characterizes traditional (physical) and behavioral biometrics methods, which can be applied in authentication procedures in banking on mobile devices. Moreover, the model of authentication with the use of behavioral biometric methods was presented. Such model may be used in the future banking applications. A wide overview of authentication methods in banking is presented in the article, including current state of the mobile payment market and a summary of the most important concepts and ideas connected with the authentication methods used in information systems. The text also presents practical implications resulting from the use of behavioral methods in the financial sector and the discussion over the example scenarios of proposed methods.

Keywords:

biometrics, behavioral biometrics, authentication, banking, mobile applications, e-banking, mobile banking

JEL Codes

G21, G32, D9, D18

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Kałużny, P. ., & Stolarski, P. (2019). Behavioral and traditional biometrics in mobile financial services – current state and future outlook. Safe Bank, 74(1), 139–161. https://doi.org/10.26354/bb.7.1.74.2019

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This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.

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