Pranie brudnych pieniędzy – ewolucja, konsekwencje oraz metody przeciwdziałania

Kacper Kluczewski

doi:10.26354/bb.5.2.95.2024

Published : 2024-08-22

Vol. 95 No. 2 (2024)

Money Laundering – Evolution, Consequences and Countermeasures

Kacper Kluczewski

https://orcid.org/0009-0003-9491-0063

DOI: https://doi.org/10.26354/bb.5.2.95.2024

Abstract

The objective of this article is to identify the key tools facilitating money laundering, determine the role of cash transactions in this process, and develop a project for implementing an AML (Anti-Money Laundering) department within a bank. The thesis presents the stages and methods associated with the phenomenon, as well as its main negative consequences. Additionally, it includes a design for the implementation of an efficiently operating AML department in a bank and describes its functioning post-implementation. The study demonstrates that cash transactions are crucial for the development of this illicit activity, but eliminating cash transactions will not eradicate the phenomenon of money laundering. The thesis hypothesis has been substantiated using literature review research methods and qualitative data analysis methods.

Keywords:

money laundering, smurfing, stages and techniques of money laundering, GIIF, KYC, corruption, AML department implementation project, project management

JEL Codes

G10

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Kluczewski, K. (2024). Money Laundering – Evolution, Consequences and Countermeasures. Safe Bank, 95(2), 91–113. https://doi.org/10.26354/bb.5.2.95.2024

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