Published : 2023-11-21

Czynniki wzrostu akcji kredytowej banków w latach 1995-2014

Małgorzata Iwanicz-Drozdowska



Anna Kozłowska



Abstract

This paper analyses the factors determining banks credit growth in Poland from 1995 to 2014, with special attention paid to the ownership structure of banks (state-owned, foreign-owned, domestic-private owned) and the impact of the global financial crisis. It has been found that the leading determinants of the credit growth are overall economic situation (measured by GDP growth) and banks equity capital growth. Certain differences in factors determining banks credit growth for different types of ownership and for two sub-periods were indicated.

Keywords:

credit growth, GDP, equity capital


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Iwanicz-Drozdowska, M., & Kozłowska, A. . (2023). Czynniki wzrostu akcji kredytowej banków w latach 1995-2014. Safe Bank, 64(3), 120–141. Retrieved from https://ojs.bfg.pl/index.php/bb/article/view/288

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