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Safe Bank

Published: 2019-06-28

Wpływ szarej strefy i charakterystyki firmy na decyzję przedsiębiorstwa o rozpoczęciu akceptacji kart płatniczych

Marta Jakubowska Logo ORCID
Section: Problems and Opinions
https://doi.org/10.26354/bb.5.2.75.2019

Abstract

he article presents the conditions for the acceptance of payment cards by commercial and service entities. The author has set up five research hypotheses that have been verified based on the results of the logistic regression model. The results showed a strong link between the shadow economy and the development of non-cash transactions. Not only the non-cash turnover can affect the reduction of the shadow economy, but there is also an impact in the opposite direction – the occurrence of a large gray area in a given industry is a serious barrier to the development of card acceptance in its environment. This creates a significant threat to the activities of the Non-Cash Payment Support Program, which, due to the resistance of companies, resulting from the very strong impact of the shadow economy, may not be fully successful. Therefore, it is fully justified to introduce legal regulations that will reinforce the activities of this Program and overcome the barrier to starting acceptance of the cards. Apart from the econometric method, the article also uses a literature method, based on national and foreign scientific journals as well as extensive statistical data.

JEL Codes

C35, D22, E42

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Citation rules

Jakubowska, M. (2019). Wpływ szarej strefy i charakterystyki firmy na decyzję przedsiębiorstwa o rozpoczęciu akceptacji kart płatniczych. Safe Bank, 75(2), 92–109. https://doi.org/10.26354/bb.5.2.75.2019

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Vol. 75 No. 2 (2019)
Published: 2019-06-28


ISSN: 1429-2939
eISSN: 2544-7068
Ikona DOI 10.26354

Publisher
Bankowy Fundusz Gwarancyjny

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