Published : 2019-10-01

Mortgage loan and consumer protection in view of the new Act on Mortgage Loan and Supervision over Mortgage Brokers and Agents

Abstract

The article characterizes the concept of the mortgage loan and the mortgage market based on data for the years 2010 – 2018. The study is focused particularly on the changes introduced pursuant to The Act on Mortgage Loan and Supervision over Mortgage Brokers and Agents. The purpose of this article is to present these changes in the context of the consumer protection model in the mortgage market. A hypothesis was made that The Act on Mortgage Loan of 23 March 2017 introduces a number of positive changes with regard to the consumer protection. The article is a review based on the national literature on the subject.

Keywords:

consumer protection, mortgage loan, The Act on Mortgage Loan

JEL Codes

G1, G21


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Adrianowski , D. . (2019). Mortgage loan and consumer protection in view of the new Act on Mortgage Loan and Supervision over Mortgage Brokers and Agents. Safe Bank, 76(3), 94–112. https://doi.org/10.26354/bb.5.3.76.2019

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