Przejdź do sekcji głównej

Bezpieczny Bank

Opublikowane: 2014-05-01

Ethics, banking and ownership

Panu Kalmi

Abstrakt

The paper analyses the notion of banking ethics and presents a simple model of risk shifting that illuminates the conflict between depositors and shareholders and presents shareholder incentives to gamble “with other peoples’ money”. Customer ownership through cooperative or savings bank structure solves this problem, however, these structures have problems of their own. Finally, it stresses the benefits of organizational diversity in banking, on how banks in different ownership structures may foster that diversity, and also why ownership may not be a sufficient condition for diversity.

Pobierz pliki

Zasady cytowania

Kalmi, P. (2014). Ethics, banking and ownership. Bezpieczny Bank, 55(2), 27–37. Pobrano z https://ojs.bfg.pl/index.php/bb/article/view/373

Tom 55 Nr 2 (2014)
Opublikowane: 2024-02-19


ISSN: 1429-2939
eISSN: 2544-7068
Ikona DOI 10.26354

Wydawca
Bankowy Fundusz Gwarancyjny

-->
Ta strona używa pliki cookie dla prawidłowego działania, aby korzystać w pełni z portalu należy zaakceptować pliki cookie.