SCHMIDT, R. H.; BÜLBÜL, D.; SCHÜWER, U. . Savings Banks and Cooperative Banks in European Banking Systems. Bezpieczny Bank, [S. l.], v. 55, n. 2, p. 38–49, 2014. Disponível em: https://ojs.bfg.pl/index.php/bb/article/view/374. Acesso em: 22 lis. 2024.