PENCZAR, M. Consumer characteristics with regard to choosing between fixed and adjustable interest rates in mortgage contracts. Bezpieczny Bank, [S. l.], v. 69, n. 4, p. 131–146, 2018. DOI: 10.26354/bb.5.4.69.2017. Disponível em: https://ojs.bfg.pl/index.php/bb/article/view/236. Acesso em: 22 lis. 2024.